Remote Banking · Financial Inclusion · SME

A Digital Bank
for
everyone,
everywhere.

Siza is a world class multi-channel digital bank platform powered by Siza Microfinance Bank Ltd. Our digital bank is focused on financial inclusion that delivers self-service banking for elite and remote customers.

2 · Mobile Apps 1 · Web App 1 · Merchant App
A person using the Siza mobile banking app, onboarding remotely from their home.
50+
Digital Banking Products
3+
Account types available
4+
Banking Channels
24/7
AI-powered support
Get Started

Join Siza Bank

Access your account or get started in minutes. Launch Siza Web Portal in your browser, or download Siza App on your iOS or Android device.

All products & features
What we offer

Many products.
One platform.

From digital onboarding to AI-powered customer support, Siza brings the full suite of banking services into a single, accessible platform — built for every Nigerian, wherever they are.

01 / Digital Onboarding

Remote onboarding
for individuals and SMEs.

Open an account entirely from your phone. Provide personal details, contact information, BVN, NIN, and complete biometric liveness verification — no branch visit required. Our system eliminates duplicate registration to keep every user valid and secure.

Individual · SME · Company · Merchant
02 / Personal Accounts

Your account,
your profile.

Create a personal profile linked to your account. Track financial activity, generate analytics dashboards, and download bank statements anytime.

03 / Company Accounts

SME accounts
for registered businesses.

Upload CAC documents and create an organisation account to receive customer payments and transfer funds to suppliers, all in real time.

A merchant processing a QR code payment at a physical store using the Siza merchant platform.
04 / Merchant Accounts

Physical & online stores.

A dedicated merchant app with invoicing, POS, QR code payments, and online store integration — for CAC-registered businesses operating anywhere.

05 / Transactions

Real-time inter-bank
transfers.

Instant transfers to any bank in Nigeria, automated status updates from pending to success or failed, and automatic reversals for incomplete transactions.

06 / Payments

Bills, airtime,
data & more.

Pay for data, airtime, electricity, educational fees, bookings, and hundreds of other services through our payment aggregator integrations.

07 / Loans, Savings & Cards

Flexible financial tools
for every stage of life.

Micro and SME loans on flexible terms for individuals and small businesses that don't qualify at commercial banks. Flexible savings portfolios — daily, weekly, or monthly — that earn returns while leaving your account accessible. Real-time digital and physical card issuance, linked to your account and usable across POS, ATM, and online platforms.

Loans · Savings · Digital Cards · Physical Cards
Banking channels
Mobile App Web App POS Terminals Cash Agents Merchant App
Why Siza

Built for Nigeria's
real economy.

Siza was designed from the ground up for the customers that traditional banks have overlooked — remote communities, small traders, and registered SMEs who need full banking functionality without the friction.

A woman in farm that uses Siza to sell her products.
Financial InclusionRemote Banking

Rural Banking.

Our fully remote onboarding and agent network means customers in the most rural LGAs can access full banking services — no branch required, no travel needed.

Learn more
An SME owner reviewing incoming customer payments and supplier transfers on the Siza company account dashboard.
SME BankingCompany Accounts

Unlocking the microeconomy.

CAC-registered businesses can open an SME account, collect payments, pay suppliers, and access micro and medium-scale loans — all without stepping into a bank hall.

See products
A customer service agent reviewing an escalated ticket while an AI FAQ agent handles the majority of requests automatically.
Customer Service24/7 AI Support

Support that never sleeps.

Our AI FAQ agent handles the majority of customer queries around the clock. Issues that need a human are seamlessly escalated to our customer care team for real-time resolution.

Contact us