Mobile Banking · Financial Inclusion · SME

Smart,
Rich,
Digital Lifestyle.

Experience the future of personal and business finance. Open an account, request a virtual card, send funds, and grow your savings — all from a single secure mobile app.

Get started Explore features
50+ · Banking Products 3 · Account Types 24/7 · AI Support
A personal banking dashboard showing account balance, recent transactions, and analytics on a mobile screen.
Get Started

Join Siza Bank

Access your account or get started in minutes. Launch Siza Web Portal in your browser, or download Siza App on your iOS or Android device.

Web Portal iOS App Android App
Core features

Everything you need
to bank digitally.

Designed for digital lifestyle and registered businesses across Nigeria and registered businesses across Nigeria. Access professional-grade banking directly on your smartphone.

Instant Onboarding

Open a fully functional bank account remotely in minutes using your BVN, NIN, or company registration credentials.

Virtual Cards

Create digital cards instantly inside the app to make safe, secure online payments on local and international platforms.

Real-time Transfers

Send and receive money to/from any bank in Nigeria in seconds with high transaction success rates and immediate receipt delivery.

Smart Analytics

Track your spending with automated categorization, custom alerts, monthly statements, and cashflow breakdowns.

Savings

Build your savings portfolio with flexible options—round up transaction change or set up lockable high-interest deposits.

Loans

Apply for personal or business loans with flexible repayment plans and direct disbursement into your wallet.

Biometric Security

Rest easy with industry-leading encryption, fingerprint/face login, and liveness verification security.

24/7 Support

Get instant assistance from our customer support assistant.

How it works

From download
to your first transaction.

Getting started with Siza takes minutes, not days. Download the app, complete remote onboarding from wherever you are, and your account is ready. No branch visit, no paperwork, no waiting.

  • Step 01Download the Siza app and start Registration
  • Step 02Provide personal details, BVN, and NIN
  • Step 03Complete biometric liveness Verification
  • Step 04Your account is created and linked to your Profile
  • Step 05Fund your account and start Transacting
  • Step 06Access Loans, Savings, Cards, and Payments
View all services
A customer completing the Siza digital onboarding process on their smartphone, with a live selfie verification step on screen. Remote · Any location
Operational framework

Digital platforms,
POS Agents, Customer Support Offices.

Siza reaches customers through three complementary channels — a fully digital platform for urban and tech-savvy users, a network of cash agents for remote and unbanked communities, and customer support offices for customers who need in-person support or escalated resolution.

  • Digital PlatformsCore Banking, Mobile App, Web App, and POS — secure and always active
  • POS AgentsPOS Agents and Retail Kiosks for Onboarding, Transfers, Withdrawals and Deposits in remote Areas
  • Cash LogisticsCash Agents moving cash from remote Locations to collection points and our Settlement Bank
  • Customer Support OfficesCustomer Support Offices for in-person customer care escalation
About Siza
A Siza cash agent serving a customer at a retail kiosk in a rural area, facilitating a cash deposit into their Siza account. Cash Agent · Remote LGA